Paul A. Sabat, CFP, CLU, GBA

Managing Partner

After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. Paul’s experience includes working with financial and insurance institutions in various leadership roles.

Paul’s passion for helping people led him to establish Summit Wealth Advisory Group Inc. in 2010 and acquired a 25-year veteran adviser’s business. His honest and candid approach encouraged three additional advisers to entrust him with their clients when looking for a successor.

Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers, and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.

Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey and soccer.

Paul A. Sabat, CFP, CLU, GBA

Managing Partner

After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. Paul’s experience includes working with financial and insurance institutions in various leadership roles.

Paul’s passion for helping people led him to establish Summit Wealth Advisory Group Inc. in 2010 and acquired a 25-year veteran adviser’s business. His honest and candid approach encouraged three additional advisers to entrust him with their clients when looking for a successor.

Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers, and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.

Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey and soccer.

Allan Sabat, GBA

Partner

Allan Sabat is Partner, Group Benefits at The Consulting House. In an ever-changing world of blockbuster medications, use it or lose it practitioners and same-day technology - delivering a program with flexibility and cost containment can prove challenging. The development of an Employee Benefits program is specific to each client’s needs and Allan’s ability to capture their goals and objectives ensures their complete satisfaction.

His role includes business development, advising employers at the executive level and employee benefits, client service as well as underwriting of employee benefits.

Allan’s reliable and very personable approach has been recognized in his time in the telecommunication industry (Bell Canada) and auto industry (Ford of Canada). This unique gift enables him to put his clients at ease.

Since deciding to join the family business in 2003, Allan has been driving The Consulting House’s significant growth.

Allan has earned the professional designation; Group Benefits Associate (GBA) and is currently working towards his Certified Employee Benefits Specialist designation. Allan is a member of the Independent Financial Brokers of Canada (IFB) as well as the Canadian Group Insurance Brokers (CGIB) association.

Allan Sabat, GBA

Partner

Allan Sabat is Partner, Group Benefits at The Consulting House. In an ever-changing world of blockbuster medications, use it or lose it practitioners and same-day technology - delivering a program with flexibility and cost containment can prove challenging. The development of an Employee Benefits program is specific to each client’s needs and Allan’s ability to capture their goals and objectives ensures their complete satisfaction.

His role includes business development, advising employers at the executive level and employee benefits, client service as well as underwriting of employee benefits.

Allan’s reliable and very personable approach has been recognized in his time in the telecommunication industry (Bell Canada) and auto industry (Ford of Canada). This unique gift enables him to put his clients at ease.

Since deciding to join the family business in 2003, Allan has been driving The Consulting House’s significant growth.

Allan has earned the professional designation; Group Benefits Associate (GBA) and is currently working towards his Certified Employee Benefits Specialist designation. Allan is a member of the Independent Financial Brokers of Canada (IFB) as well as the Canadian Group Insurance Brokers (CGIB) association.

Edward Sabat, CFP

Partner

Edward started his career working with Sun Life of Canada, where he gained experience in employee benefits and group retirement departments. Working his way in various positions of increasing responsibility, he was able to discover ways to help clients of his own.

In 2000, Edward joined The Consulting House, where he provides financial services to business owners and high-net-worth individuals. He places a special focus on life insurance, investment portfolios, group benefits, and comprehensive financial planning.

Edward has come to understand that your goals and dreams are as individual as you are. Whether you’re starting a new family, preparing for retirement, or running a business, he will work with you or your business to get a thorough understanding of your situation to be able to build the financial security plan that best fits your needs. His holistic approach and an integrated planning process will give you a customized plan that helps manage risk and bring your goals within reach.

After having graduated with his BA in Economics from York University, he has since completed, Mutual Funds Dealers Association of Canada license, the Canadian Securities Course and most recently he earned the Certified Financial Planner (CFP™) designation.

Edward Sabat, CFP

Partner

Edward started his career working with Sun Life of Canada, where he gained experience in employee benefits and group retirement departments. Working his way in various positions of increasing responsibility, he was able to discover ways to help clients of his own.

In 2000, Edward joined The Consulting House, where he provides financial services to business owners and high-net-worth individuals. He places a special focus on life insurance, investment portfolios, group benefits, and comprehensive financial planning.

Edward has come to understand that your goals and dreams are as individual as you are. Whether you’re starting a new family, preparing for retirement, or running a business, he will work with you or your business to get a thorough understanding of your situation to be able to build the financial security plan that best fits your needs. His holistic approach and an integrated planning process will give you a customized plan that helps manage risk and bring your goals within reach.

After having graduated with his BA in Economics from York University, he has since completed, Mutual Funds Dealers Association of Canada license, the Canadian Securities Course and most recently he earned the Certified Financial Planner (CFP™) designation.

Lee C. Belzberg

Partner

Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined the team in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients.
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Lee’s conviction and aptitude for understanding people’s needs allow The Consulting House to break molds and set new industry standards.
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Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.

Lee C. Belzberg

Partner

Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined the team in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients.
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Lee’s conviction and aptitude for understanding people’s needs allow The Consulting House to break molds and set new industry standards.
‍
Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.

Andrew Pilla

Financial Consultant

Andrew Pilla has been working with the team since January 2014. He brought his practice to The Consulting House in late 2016, having a strong affiliation to our brand and vision.
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Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop The Consulting House’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.

Andrew Pilla

Financial Consultant

Andrew Pilla has been working with the team since January 2014. He brought his practice to The Consulting House in late 2016, having a strong affiliation to our brand and vision.
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Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop The Consulting House’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.

Havilland Day

Associate

Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.
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Following university, Havilland started his career with London Life, later moving to Consulting House in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.
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Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.

Havilland Day

Associate

Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.
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Following university, Havilland started his career with London Life, later moving to Consulting House in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.
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Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.

Bonnie Woo

Insurance Advisor

Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets and consulted on product expertise and underwriting.

Bonnie Woo

Insurance Advisor

Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets and consulted on product expertise and underwriting.

Ledimeri Borsa, BA

Operations Manager

Ledimeri Borsa, BA

Operations Manager

Patty Daly

Senior Benefits Analyst

Patty joined The Consulting House in 2019 in the position of Senior Benefits Analyst. In this role, she is responsible for supporting the Benefits team with her strong technical skills. Patty has a deep understanding of all facets of the benefits industry. Prior to joining The Consulting House, Patty has developed over 30 years of experience in numerous benefit roles working with clients from all sectors. She holds a Bachelor of Arts degree from the University of Western Ontario in Actuarial Science.

Patty Daly

Senior Benefits Analyst

Patty joined The Consulting House in 2019 in the position of Senior Benefits Analyst. In this role, she is responsible for supporting the Benefits team with her strong technical skills. Patty has a deep understanding of all facets of the benefits industry. Prior to joining The Consulting House, Patty has developed over 30 years of experience in numerous benefit roles working with clients from all sectors. She holds a Bachelor of Arts degree from the University of Western Ontario in Actuarial Science.

Nancy Botelho

Client Service Representative

Nancy Botelho

Client Service Representative

Kamila Santos

Executive Administrator

Kamila Santos has been working with the team since January 2020. Her technical and detailed-oriented approach has increased The Consulting House’s efficiency on daily processes. Kamila believes that The Consulting House's values and mission are aligned to her own and that the way the team values and cares for each individual client are outstanding. She works towards providing refined and focused customer service to all clients.

Kamila Santos

Executive Administrator

Kamila Santos has been working with the team since January 2020. Her technical and detailed-oriented approach has increased The Consulting House’s efficiency on daily processes. Kamila believes that The Consulting House's values and mission are aligned to her own and that the way the team values and cares for each individual client are outstanding. She works towards providing refined and focused customer service to all clients.

Gail Vicencio

Marketing Associate

Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.

Gail Vicencio

Marketing Associate

Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.

Sam Hammad

Financial Analyst

Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory, and the government over the past three years. To continue to grow, Sam is continuing his education and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.

Sam Hammad

Financial Analyst

Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory, and the government over the past three years. To continue to grow, Sam is continuing his education and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.

Halle Mardner

Account Manager

Halle Mardner has been working with the team since June 2022. Before moving to The Consulting House, Halle came from a large claims adjudication company, as an Implementation Specialist. Her career in group benefits started when she joined this company 2017, where she continued to advance and take on different roles within the company,  for the next 5 years.  Prior to this, Halle graduated as an honors student from the University of Guelph, with a Bachelor of Commerce, and a major in Marketing Management.

Halle’s experience in leading implementations provides her with the ability to efficiently help coordinate tasks and workflows among various teams, while maintaining a sense of urgency. Her growing industry knowledge allows her to understand the varying needs of our clients and provide the applicable service and support they need.

Halle Mardner

Account Manager

Halle Mardner has been working with the team since June 2022. Before moving to The Consulting House, Halle came from a large claims adjudication company, as an Implementation Specialist. Her career in group benefits started when she joined this company 2017, where she continued to advance and take on different roles within the company,  for the next 5 years.  Prior to this, Halle graduated as an honors student from the University of Guelph, with a Bachelor of Commerce, and a major in Marketing Management.

Halle’s experience in leading implementations provides her with the ability to efficiently help coordinate tasks and workflows among various teams, while maintaining a sense of urgency. Her growing industry knowledge allows her to understand the varying needs of our clients and provide the applicable service and support they need.

Christine Bailon

Employee Benefits Administrator

Christine brings nearly a decade of experience in the insurance industry, starting as a commercial claims adjuster at a leading global insurance firm to a multifaceted role in a small business specializing in Health Care Spending Accounts. Joining The Consulting House in July 2023 was a natural progression for Christine, driven by her desire to make a tangible impact.

She brings a diverse skill set to her current position as Employee Benefits Administrator. She leverages her wealth of expertise to ensure personalized care for each client with professionalism and attention. Her keen analytical skills have played a crucial role in ensuring precision in her work. Christine strongly believes in The Consulting House's values and mission, which resonate with her own aspiration to make a meaningful difference, and she remains dedicated to continuously expanding her knowledge in the world of group benefits.

Christine Bailon

Employee Benefits Administrator

Christine brings nearly a decade of experience in the insurance industry, starting as a commercial claims adjuster at a leading global insurance firm to a multifaceted role in a small business specializing in Health Care Spending Accounts. Joining The Consulting House in July 2023 was a natural progression for Christine, driven by her desire to make a tangible impact.

She brings a diverse skill set to her current position as Employee Benefits Administrator. She leverages her wealth of expertise to ensure personalized care for each client with professionalism and attention. Her keen analytical skills have played a crucial role in ensuring precision in her work. Christine strongly believes in The Consulting House's values and mission, which resonate with her own aspiration to make a meaningful difference, and she remains dedicated to continuously expanding her knowledge in the world of group benefits.

Debola Adekanye

Benefits Analyst

Debola Adekanye joined the team in November 2023, bringing with her extensive experience as a group benefits underwriter. Her underwriting journey began at one of Nigeria's leading insurance companies. Recognized for her highly analytical skills and exceptional drive-in professional development, she took on diverse roles over four years, working with clients across various sectors. She holds a Bachelor of Science degree in Mathematics, graduating with honors from the University of Ibadan. She plays a pivotal role in supporting the benefits team with her strong technical background.

Debola Adekanye

Benefits Analyst

Debola Adekanye joined the team in November 2023, bringing with her extensive experience as a group benefits underwriter. Her underwriting journey began at one of Nigeria's leading insurance companies. Recognized for her highly analytical skills and exceptional drive-in professional development, she took on diverse roles over four years, working with clients across various sectors. She holds a Bachelor of Science degree in Mathematics, graduating with honors from the University of Ibadan. She plays a pivotal role in supporting the benefits team with her strong technical background.