Our Team
Who We Are
Paul A. Sabat, CFP, CLU, GBA
Managing Partner
After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. Paul’s experience includes working with financial and insurance institutions in various leadership roles.
Paul’s passion for helping people led him to establish Summit Wealth Advisory Group Inc. in 2010 and acquired a 25-year veteran adviser’s business. His honest and candid approach encouraged three additional advisers to entrust him with their clients when looking for a successor.
Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers, and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.
Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey and soccer.
Paul A. Sabat
CFP, CLU, GBA
Managing Partner
Paul A. Sabat, CFP, CLU, GBA
Managing Partner
After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. Paul’s experience includes working with financial and insurance institutions in various leadership roles.
Paul’s passion for helping people led him to establish Summit Wealth Advisory Group Inc. in 2010 and acquired a 25-year veteran adviser’s business. His honest and candid approach encouraged three additional advisers to entrust him with their clients when looking for a successor.
Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers, and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.
Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey and soccer.
Allan Sabat, GBA
Partner
Allan Sabat is Partner, Group Benefits at The Consulting House. In an ever-changing world of blockbuster medications, use it or lose it practitioners and same-day technology - delivering a program with flexibility and cost containment can prove challenging. The development of an Employee Benefits program is specific to each client’s needs and Allan’s ability to capture their goals and objectives ensures their complete satisfaction.
His role includes business development, advising employers at the executive level and employee benefits, client service as well as underwriting of employee benefits.
Allan’s reliable and very personable approach has been recognized in his time in the telecommunication industry (Bell Canada) and auto industry (Ford of Canada). This unique gift enables him to put his clients at ease.
Since deciding to join the family business in 2003, Allan has been driving The Consulting House’s significant growth.
Allan has earned the professional designation; Group Benefits Associate (GBA) and is currently working towards his Certified Employee Benefits Specialist designation. Allan is a member of the Independent Financial Brokers of Canada (IFB) as well as the Canadian Group Insurance Brokers (CGIB) association.
Allan Sabat
GBA
Partner
Allan Sabat, GBA
Partner
Allan Sabat is Partner, Group Benefits at The Consulting House. In an ever-changing world of blockbuster medications, use it or lose it practitioners and same-day technology - delivering a program with flexibility and cost containment can prove challenging. The development of an Employee Benefits program is specific to each client’s needs and Allan’s ability to capture their goals and objectives ensures their complete satisfaction.
His role includes business development, advising employers at the executive level and employee benefits, client service as well as underwriting of employee benefits.
Allan’s reliable and very personable approach has been recognized in his time in the telecommunication industry (Bell Canada) and auto industry (Ford of Canada). This unique gift enables him to put his clients at ease.
Since deciding to join the family business in 2003, Allan has been driving The Consulting House’s significant growth.
Allan has earned the professional designation; Group Benefits Associate (GBA) and is currently working towards his Certified Employee Benefits Specialist designation. Allan is a member of the Independent Financial Brokers of Canada (IFB) as well as the Canadian Group Insurance Brokers (CGIB) association.
Edward Sabat, CFP
Partner
Edward started his career working with Sun Life of Canada, where he gained experience in employee benefits and group retirement departments. Working his way in various positions of increasing responsibility, he was able to discover ways to help clients of his own.
In 2000, Edward joined The Consulting House, where he provides financial services to business owners and high-net-worth individuals. He places a special focus on life insurance, investment portfolios, group benefits, and comprehensive financial planning.
Edward has come to understand that your goals and dreams are as individual as you are. Whether you’re starting a new family, preparing for retirement, or running a business, he will work with you or your business to get a thorough understanding of your situation to be able to build the financial security plan that best fits your needs. His holistic approach and an integrated planning process will give you a customized plan that helps manage risk and bring your goals within reach.
After having graduated with his BA in Economics from York University, he has since completed, Mutual Funds Dealers Association of Canada license, the Canadian Securities Course and most recently he earned the Certified Financial Planner (CFP™) designation.
Edward Sabat
CFP
Partner
Edward Sabat, CFP
Partner
Edward started his career working with Sun Life of Canada, where he gained experience in employee benefits and group retirement departments. Working his way in various positions of increasing responsibility, he was able to discover ways to help clients of his own.
In 2000, Edward joined The Consulting House, where he provides financial services to business owners and high-net-worth individuals. He places a special focus on life insurance, investment portfolios, group benefits, and comprehensive financial planning.
Edward has come to understand that your goals and dreams are as individual as you are. Whether you’re starting a new family, preparing for retirement, or running a business, he will work with you or your business to get a thorough understanding of your situation to be able to build the financial security plan that best fits your needs. His holistic approach and an integrated planning process will give you a customized plan that helps manage risk and bring your goals within reach.
After having graduated with his BA in Economics from York University, he has since completed, Mutual Funds Dealers Association of Canada license, the Canadian Securities Course and most recently he earned the Certified Financial Planner (CFP™) designation.
Lee C. Belzberg
Partner
Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined the team in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients.
Lee’s conviction and aptitude for understanding people’s needs allow The Consulting House to break molds and set new industry standards.
Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.
Lee Belzberg
Partner
Lee C. Belzberg
Partner
Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined the team in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients.
Lee’s conviction and aptitude for understanding people’s needs allow The Consulting House to break molds and set new industry standards.
Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.
Andrew Pilla
Financial Consultant
Andrew Pilla has been working with the team since January 2014. He brought his practice to The Consulting House in late 2016, having a strong affiliation to our brand and vision.
Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop The Consulting House’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.
Andrew Pilla
Financial Consultant
Andrew Pilla
Financial Consultant
Andrew Pilla has been working with the team since January 2014. He brought his practice to The Consulting House in late 2016, having a strong affiliation to our brand and vision.
Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop The Consulting House’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.
Havilland Day
Associate
Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.
Following university, Havilland started his career with London Life, later moving to Consulting House in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.
Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.
Havilland Day
Associate
Havilland Day
Associate
Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.
Following university, Havilland started his career with London Life, later moving to Consulting House in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.
Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.
Bonnie Woo
Insurance Advisor
Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets and consulted on product expertise and underwriting.
Bonnie Woo
Insurance Advisor
Bonnie Woo
Insurance Advisor
Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets and consulted on product expertise and underwriting.
Ledimeri Borsa, BA
Operations Manager
Ledimeri has been working with the team since November 2016. Her career started when she joined a large multinational bank after having graduated with her BA in Economics in Brazil. With over 5 years of professional experience, she provides an analytical, efficient, and reliable service to individual and business clients.
Ledimeri advanced her education with the completion of a post-graduate program in Financial Planning from Seneca College as well as the Canadian Securities Course and is a Chartered Financial Analyst (CFA) Level II candidate.
Ledimeri Borsa
BA
Operations Manager
Ledimeri Borsa, BA
Operations Manager
Ledimeri has been working with the team since November 2016. Her career started when she joined a large multinational bank after having graduated with her BA in Economics in Brazil. With over 5 years of professional experience, she provides an analytical, efficient, and reliable service to individual and business clients.
Ledimeri advanced her education with the completion of a post-graduate program in Financial Planning from Seneca College as well as the Canadian Securities Course and is a Chartered Financial Analyst (CFA) Level II candidate.
Sarah Mark
Senior Account Executive
Sarah Mark is The Consulting House’s Senior Account Executive. Sarah brings over 15 years of experience in the insurance industry, having begun her career in 2008 after graduating from the University of Waterloo. She also holds a Master of Science in International Management, giving her a global perspective on business strategies and client needs.
Throughout her career, Sarah has worked with leading insurance carriers like ADP, Canada Life, RBC, and Equitable Life. Her in-depth knowledge of underwriting processes and experience in employee benefits have made her a trusted advisor. Sarah has successfully developed custom plan designs for a wide range of clients—from small to national-sized companies—ensuring tailored solutions that meet their unique requirements.
In 2023, Sarah earned the prestigious Chairman's Circle Award, a testament to her dedication, expertise, and exceptional service. Her vast industry knowledge and commitment to delivering outstanding client outcomes make her an invaluable addition to our team.
Sarah Mark
Senior Account Executive
Sarah Mark
Senior Account Executive
Sarah Mark is The Consulting House’s Senior Account Executive. Sarah brings over 15 years of experience in the insurance industry, having begun her career in 2008 after graduating from the University of Waterloo. She also holds a Master of Science in International Management, giving her a global perspective on business strategies and client needs.
Throughout her career, Sarah has worked with leading insurance carriers like ADP, Canada Life, RBC, and Equitable Life. Her in-depth knowledge of underwriting processes and experience in employee benefits have made her a trusted advisor. Sarah has successfully developed custom plan designs for a wide range of clients—from small to national-sized companies—ensuring tailored solutions that meet their unique requirements.
In 2023, Sarah earned the prestigious Chairman's Circle Award, a testament to her dedication, expertise, and exceptional service. Her vast industry knowledge and commitment to delivering outstanding client outcomes make her an invaluable addition to our team.
Halle Mardner
Account Manager
Halle Mardner has been working with the team since June 2022. Before moving to The Consulting House, Halle came from a large claims adjudication company, as an Implementation Specialist. Her career in group benefits started when she joined this company 2017, where she continued to advance and take on different roles within the company, for the next 5 years. Prior to this, Halle graduated as an honors student from the University of Guelph, with a Bachelor of Commerce, and a major in Marketing Management.
Halle’s experience in leading implementations provides her with the ability to efficiently help coordinate tasks and workflows among various teams, while maintaining a sense of urgency. Her growing industry knowledge allows her to understand the varying needs of our clients and provide the applicable service and support they need.
Halle Mardner
Account Manager
Halle Mardner
Account Manager
Halle Mardner has been working with the team since June 2022. Before moving to The Consulting House, Halle came from a large claims adjudication company, as an Implementation Specialist. Her career in group benefits started when she joined this company 2017, where she continued to advance and take on different roles within the company, for the next 5 years. Prior to this, Halle graduated as an honors student from the University of Guelph, with a Bachelor of Commerce, and a major in Marketing Management.
Halle’s experience in leading implementations provides her with the ability to efficiently help coordinate tasks and workflows among various teams, while maintaining a sense of urgency. Her growing industry knowledge allows her to understand the varying needs of our clients and provide the applicable service and support they need.
Patty Daly
Senior Benefits Analyst
Patty joined The Consulting House in 2019 in the position of Senior Benefits Analyst. In this role, she is responsible for supporting the Benefits team with her strong technical skills. Patty has a deep understanding of all facets of the benefits industry. Prior to joining The Consulting House, Patty has developed over 30 years of experience in numerous benefit roles working with clients from all sectors. She holds a Bachelor of Arts degree from the University of Western Ontario in Actuarial Science.
Patty Daly
Senior Benefits Analyst
Patty Daly
Senior Benefits Analyst
Patty joined The Consulting House in 2019 in the position of Senior Benefits Analyst. In this role, she is responsible for supporting the Benefits team with her strong technical skills. Patty has a deep understanding of all facets of the benefits industry. Prior to joining The Consulting House, Patty has developed over 30 years of experience in numerous benefit roles working with clients from all sectors. She holds a Bachelor of Arts degree from the University of Western Ontario in Actuarial Science.
Sam Hammad
Financial Analyst
Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory, and the government over the past three years. To continue to grow, Sam is continuing his education and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.
Sam Hammad
Financial Analyst
Sam Hammad
Financial Analyst
Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory, and the government over the past three years. To continue to grow, Sam is continuing his education and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.
Debola Adekanye
Benefits Analyst
Debola Adekanye joined the team in November 2023, bringing with her extensive experience as a group benefits underwriter. Her underwriting journey began at one of Nigeria's leading insurance companies. Recognized for her highly analytical skills and exceptional drive-in professional development, she took on diverse roles over four years, working with clients across various sectors. She holds a Bachelor of Science degree in Mathematics, graduating with honors from the University of Ibadan. She plays a pivotal role in supporting the benefits team with her strong technical background.
Adebola Adekanye
Benefits Analyst
Debola Adekanye
Benefits Analyst
Debola Adekanye joined the team in November 2023, bringing with her extensive experience as a group benefits underwriter. Her underwriting journey began at one of Nigeria's leading insurance companies. Recognized for her highly analytical skills and exceptional drive-in professional development, she took on diverse roles over four years, working with clients across various sectors. She holds a Bachelor of Science degree in Mathematics, graduating with honors from the University of Ibadan. She plays a pivotal role in supporting the benefits team with her strong technical background.
Nancy Botelho
Client Service Representative
Nancy brings a diverse work and academic background to The Consulting House. Nancy started in 2013 and brings over 10 years of experience working as an Account Specialist at a large national insurance company. This background has proved beneficial to help our clients make informed, timely decisions on their plans.
Nancy is involved with office operations, client reporting, plan administration, and providing technical support to the Partners of the firm.
Nancy has an Honours Bachelor of Arts in Sociology from York University.
Nancy Botelho
Client Service Representative
Nancy Botelho
Client Service Representative
Nancy brings a diverse work and academic background to The Consulting House. Nancy started in 2013 and brings over 10 years of experience working as an Account Specialist at a large national insurance company. This background has proved beneficial to help our clients make informed, timely decisions on their plans.
Nancy is involved with office operations, client reporting, plan administration, and providing technical support to the Partners of the firm.
Nancy has an Honours Bachelor of Arts in Sociology from York University.
Christine Bailon
Employee Benefits Administrator
Christine brings nearly a decade of experience in the insurance industry, starting as a commercial claims adjuster at a leading global insurance firm to a multifaceted role in a small business specializing in Health Care Spending Accounts. Joining The Consulting House in July 2023 was a natural progression for Christine, driven by her desire to make a tangible impact.
She brings a diverse skill set to her current position as Employee Benefits Administrator. She leverages her wealth of expertise to ensure personalized care for each client with professionalism and attention. Her keen analytical skills have played a crucial role in ensuring precision in her work. Christine strongly believes in The Consulting House's values and mission, which resonate with her own aspiration to make a meaningful difference, and she remains dedicated to continuously expanding her knowledge in the world of group benefits.
Christine Bailon
Employee Benefits Administrator
Christine Bailon
Employee Benefits Administrator
Christine brings nearly a decade of experience in the insurance industry, starting as a commercial claims adjuster at a leading global insurance firm to a multifaceted role in a small business specializing in Health Care Spending Accounts. Joining The Consulting House in July 2023 was a natural progression for Christine, driven by her desire to make a tangible impact.
She brings a diverse skill set to her current position as Employee Benefits Administrator. She leverages her wealth of expertise to ensure personalized care for each client with professionalism and attention. Her keen analytical skills have played a crucial role in ensuring precision in her work. Christine strongly believes in The Consulting House's values and mission, which resonate with her own aspiration to make a meaningful difference, and she remains dedicated to continuously expanding her knowledge in the world of group benefits.
Kamila Santos
Client Relationship Manager
Kamila Santos has been working with the team since January 2020. Her technical and detailed-oriented approach has increased The Consulting House’s efficiency on daily processes. Kamila believes that The Consulting House's values and mission are aligned to her own and that the way the team values and cares for each individual client are outstanding. She works towards providing refined and focused customer service to all clients.
Kamila Santos
Client Relationship Manager
Kamila Santos
Client Relationship Manager
Kamila Santos has been working with the team since January 2020. Her technical and detailed-oriented approach has increased The Consulting House’s efficiency on daily processes. Kamila believes that The Consulting House's values and mission are aligned to her own and that the way the team values and cares for each individual client are outstanding. She works towards providing refined and focused customer service to all clients.
Gail Vicencio
Marketing Associate
Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.
Gail Vicencio
Marketing Associate
Gail Vicencio
Marketing Associate
Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.
Our Founder
Simon Sabat, B.Sc.
Founder & President
A driving force in the benefits industry for more than 30 years, Simon founded The Consulting House in 1985 after recognizing the large gap in expertise and service between large corporations and small- to medium-sized companies. Simon believed that every company, big or small, deserves superior service and a high return on their benefit dollars.
Simon pioneered excellence in the design, implementation and management of enhanced and cost-effective benefits and Pensions programs. The Consulting House is based on his business philosophy to give all clients sound, competent advice that yields immediate and sustainable enhancements as well as cost reductions in their benefit programs.
Simon’s groundbreaking strategies have been used by leading organizations across all segments of the business world, and that have been profiled in Benefits Canada and The Globe and Mail.
Simon’s insight and expertise have also been featured in a number of articles outlining leading-edge benefits strategies and their impact on corporations. Some articles include “Disabling premiums” (Benefits Canada), “More comments on taxable benefits” (The Globe & Mail), and “Is it time to scrap STD?”(Benefits Canada).
Over the years, he has amassed a long list of clients in both the public and private sectors in Canada, the U.S. and abroad. In addition to a B.Sc. degree from McMaster University, Simon has successfully completed many professional and employee benefits courses. Simon’s depth of benefit knowledge, financial expertise, hard work and mentoring created a rock-solid foundation for The Consulting House that continues to inspire our success every day