Our Team

At The Consulting House, we’re focused on building a team that provides the right mix of skills and experience to help our clients. Your Consulting House team has more than 150 years of combined experience. We are dedicated to you, our clients and always place your best interests first. Our seasoned team works to simplify your life and provide you with prompt, efficient, and comprehensive advice. At The Consulting House, we’re focused on building a team that provides the right mix of skills and experience to help our clients.

Who We Are

Paul Sabat
Paul Sabat

Paul A. Sabat, CFP, CLU, GBA

Managing Partner

After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. Paul’s experience includes working with financial and insurance institutions in various leadership roles.

Paul’s passion for helping people led him to establish Summit Wealth Advisory Group Inc. in 2010 and acquired a 25-year veteran adviser’s business. His honest and candid approach encouraged three additional advisers to entrust him with their clients when looking for a successor.

Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers, and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.

Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey and soccer.

Paul A. Sabat

CFP, CLU, GBA

Managing Partner

Paul Sabat

Paul A. Sabat, CFP, CLU, GBA

Managing Partner

After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. Paul’s experience includes working with financial and insurance institutions in various leadership roles.

Paul’s passion for helping people led him to establish Summit Wealth Advisory Group Inc. in 2010 and acquired a 25-year veteran adviser’s business. His honest and candid approach encouraged three additional advisers to entrust him with their clients when looking for a successor.

Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers, and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.

Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey and soccer.

Allan sabat
Allan sabat

Allan Sabat, GBA

Partner

Allan Sabat is Partner, Group Benefits at The Consulting House. In an ever-changing world of blockbuster medications, use it or lose it practitioners and same-day technology - delivering a program with flexibility and cost containment can prove challenging. The development of an Employee Benefits program is specific to each client’s needs and Allan’s ability to capture their goals and objectives ensures their complete satisfaction.

His role includes business development, advising employers at the executive level and employee benefits, client service as well as underwriting of employee benefits.

Allan’s reliable and very personable approach has been recognized in his time in the telecommunication industry (Bell Canada) and auto industry (Ford of Canada). This unique gift enables him to put his clients at ease.

Since deciding to join the family business in 2003, Allan has been driving The Consulting House’s significant growth.

Allan has earned the professional designation; Group Benefits Associate (GBA) and is currently working towards his Certified Employee Benefits Specialist designation. Allan is a member of the Independent Financial Brokers of Canada (IFB) as well as the Canadian Group Insurance Brokers (CGIB) association.

Allan Sabat

GBA

Partner

Allan sabat

Allan Sabat, GBA

Partner

Allan Sabat is Partner, Group Benefits at The Consulting House. In an ever-changing world of blockbuster medications, use it or lose it practitioners and same-day technology - delivering a program with flexibility and cost containment can prove challenging. The development of an Employee Benefits program is specific to each client’s needs and Allan’s ability to capture their goals and objectives ensures their complete satisfaction.

His role includes business development, advising employers at the executive level and employee benefits, client service as well as underwriting of employee benefits.

Allan’s reliable and very personable approach has been recognized in his time in the telecommunication industry (Bell Canada) and auto industry (Ford of Canada). This unique gift enables him to put his clients at ease.

Since deciding to join the family business in 2003, Allan has been driving The Consulting House’s significant growth.

Allan has earned the professional designation; Group Benefits Associate (GBA) and is currently working towards his Certified Employee Benefits Specialist designation. Allan is a member of the Independent Financial Brokers of Canada (IFB) as well as the Canadian Group Insurance Brokers (CGIB) association.

Edward-Sabat
Edward-Sabat

Edward Sabat, CFP

Partner

Edward started his career working with Sun Life of Canada, where he gained experience in employee benefits and group retirement departments. Working his way in various positions of increasing responsibility, he was able to discover ways to help clients of his own.

In 2000, Edward joined The Consulting House, where he provides financial services to business owners and high-net-worth individuals. He places a special focus on life insurance, investment portfolios, group benefits, and comprehensive financial planning.

Edward has come to understand that your goals and dreams are as individual as you are. Whether you’re starting a new family, preparing for retirement, or running a business, he will work with you or your business to get a thorough understanding of your situation to be able to build the financial security plan that best fits your needs. His holistic approach and an integrated planning process will give you a customized plan that helps manage risk and bring your goals within reach.

After having graduated with his BA in Economics from York University, he has since completed, Mutual Funds Dealers Association of Canada license, the Canadian Securities Course and most recently he earned the Certified Financial Planner (CFP™) designation.

Edward Sabat

CFP

Partner

Edward-Sabat

Edward Sabat, CFP

Partner

Edward started his career working with Sun Life of Canada, where he gained experience in employee benefits and group retirement departments. Working his way in various positions of increasing responsibility, he was able to discover ways to help clients of his own.

In 2000, Edward joined The Consulting House, where he provides financial services to business owners and high-net-worth individuals. He places a special focus on life insurance, investment portfolios, group benefits, and comprehensive financial planning.

Edward has come to understand that your goals and dreams are as individual as you are. Whether you’re starting a new family, preparing for retirement, or running a business, he will work with you or your business to get a thorough understanding of your situation to be able to build the financial security plan that best fits your needs. His holistic approach and an integrated planning process will give you a customized plan that helps manage risk and bring your goals within reach.

After having graduated with his BA in Economics from York University, he has since completed, Mutual Funds Dealers Association of Canada license, the Canadian Securities Course and most recently he earned the Certified Financial Planner (CFP™) designation.

Lee-belzberg
Lee-belzberg

Lee C. Belzberg

Partner

Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined the team in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients.

Lee’s conviction and aptitude for understanding people’s needs allow The Consulting House to break molds and set new industry standards.

Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.

Lee C. Belzberg

Partner

Lee-belzberg

Lee C. Belzberg

Partner

Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined the team in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients.

Lee’s conviction and aptitude for understanding people’s needs allow The Consulting House to break molds and set new industry standards.

Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.

Andrew-Pila
Andrew-Pila

Andrew Pilla

Financial Consultant

Andrew Pilla has been working with the team since January 2014. He brought his practice to The Consulting House in late 2016, having a strong affiliation to our brand and vision.

Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop The Consulting House’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.

Andrew Pilla

Financial Consultant

Andrew-Pila

Andrew Pilla

Financial Consultant

Andrew Pilla has been working with the team since January 2014. He brought his practice to The Consulting House in late 2016, having a strong affiliation to our brand and vision.

Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop The Consulting House’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.

Havillan Day
Havillan Day

Havilland Day

Associate

Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.

Following university, Havilland started his career with London Life, later moving to Consulting House in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.

Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.

Havilland Day

 Associate

Havillan Day

Havilland Day

Associate

Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.

Following university, Havilland started his career with London Life, later moving to Consulting House in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.

Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.

Bonnie Woo

Bonnie Woo

Insurance Advisor

Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets and consulted on product expertise and underwriting.

Bonnie Woo

 Insurance Advisor

Bonnie Woo

Bonnie Woo

Insurance Advisor

Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets and consulted on product expertise and underwriting.

Ledimeri Borsa
Ledimeri Borsa

Ledimeri Borsa, BA

Operations Manager

Ledimeri has been working with the team since November 2016. Her career started when she joined a large multinational bank after having graduated with her BA in Economics in Brazil. With over 5 years of professional experience, she provides an analytical, efficient, and reliable service to individual and business clients.

Ledimeri advanced her education with the completion of a post-graduate program in Financial Planning from Seneca College as well as the Canadian Securities Course and is a Chartered Financial Analyst (CFA) Level II candidate.

Ledimeri Borsa

BA

Operations Manager

Ledimeri Borsa

Ledimeri Borsa, BA

Operations Manager

Ledimeri has been working with the team since November 2016. Her career started when she joined a large multinational bank after having graduated with her BA in Economics in Brazil. With over 5 years of professional experience, she provides an analytical, efficient, and reliable service to individual and business clients.

Ledimeri advanced her education with the completion of a post-graduate program in Financial Planning from Seneca College as well as the Canadian Securities Course and is a Chartered Financial Analyst (CFA) Level II candidate.

Patty Daly

Patty Daly

Senior Benefits Analyst

Patty joined The Consulting House in 2019 in the position of Senior Benefits Analyst. In this role, she is responsible for supporting the Benefits team with her strong technical skills. Patty has a deep understanding of all facets of the benefits industry. Prior to joining The Consulting House, Patty has developed over 30 years of experience in numerous benefit roles working with clients from all sectors. She holds a Bachelor of Arts degree from the University of Western Ontario in Actuarial Science.

Patty Daly

Senior Benefits Analyst

Patty Daly

Patty Daly

Senior Benefits Analyst

Patty joined The Consulting House in 2019 in the position of Senior Benefits Analyst. In this role, she is responsible for supporting the Benefits team with her strong technical skills. Patty has a deep understanding of all facets of the benefits industry. Prior to joining The Consulting House, Patty has developed over 30 years of experience in numerous benefit roles working with clients from all sectors. She holds a Bachelor of Arts degree from the University of Western Ontario in Actuarial Science.

Margaret Pecora
Margaret Pecora

Margaret Pecora

Employee Benefits Specialist

Margaret joined The Consulting House in 2019 and brings 22 years of Employee Benefits experience to our clients.  Her group benefits career began in 1997 with a large insurance provider, serving the diverse benefit needs of a large base of plan members and union leaders.  In 1999, Margaret joined the group benefits division of a national consulting firm, and specialized in Marketing and Group Administration, with client communications, presentations, renewal/experience reporting, and document reviews.  Margaret’s roles continued to grow for the next 13 years with a new benefits consulting start-up, and focus on client relations, creation of report templates, management workflow, and training new staff.

Margaret Pecora

Employee Benefits Specialist

Margaret Pecora

Margaret Pecora

Employee Benefits Specialist

Margaret joined The Consulting House in 2019 and brings 22 years of Employee Benefits experience to our clients.  Her group benefits career began in 1997 with a large insurance provider, serving the diverse benefit needs of a large base of plan members and union leaders.  In 1999, Margaret joined the group benefits division of a national consulting firm, and specialized in Marketing and Group Administration, with client communications, presentations, renewal/experience reporting, and document reviews.  Margaret’s roles continued to grow for the next 13 years with a new benefits consulting start-up, and focus on client relations, creation of report templates, management workflow, and training new staff.

Nancy Botelho
Nancy-Botelho

Nancy Botelho

Client Service Representative

Nancy brings a diverse work and academic background to The Consulting House. Nancy started in 2013 and brings over 10 years of experience working as an Account Specialist at a large national insurance company. This background has proved beneficial to help our clients make informed, timely decisions on their plans.

Nancy is involved with office operations, client reporting, plan administration, and providing technical support to the Partners of the firm.

Nancy has an Honours Bachelor of Arts in Sociology from York University.

Nancy Botelho

Client Service Representative

Nancy-Botelho

Nancy Botelho

Client Service Representative

Nancy brings a diverse work and academic background to The Consulting House. Nancy started in 2013 and brings over 10 years of experience working as an Account Specialist at a large national insurance company. This background has proved beneficial to help our clients make informed, timely decisions on their plans.

Nancy is involved with office operations, client reporting, plan administration, and providing technical support to the Partners of the firm.

Nancy has an Honours Bachelor of Arts in Sociology from York University.

Kamila Santos
Kamila Santos

Kamila Santos

Executive Administrator

Kamila Santos has been working with the team since January 2020. Her technical and detailed-oriented approach has increased The Consulting House’s efficiency on daily processes. Kamila believes that The Consulting House's values and mission are aligned to her own and that the way the team values and cares for each individual client are outstanding. She works towards providing refined and focused customer service to all clients.

Kamila Santos

 Executive Administrator

Kamila Santos

Kamila Santos

Executive Administrator

Kamila Santos has been working with the team since January 2020. Her technical and detailed-oriented approach has increased The Consulting House’s efficiency on daily processes. Kamila believes that The Consulting House's values and mission are aligned to her own and that the way the team values and cares for each individual client are outstanding. She works towards providing refined and focused customer service to all clients.

Gail Vicencio

Gail Vicencio

Marketing Associate

Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.

Gail Vicencio

Marketing Associate

Gail Vicencio

Gail Vicencio

Marketing Associate

Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.

Sam Hammad
Sam Hammad

Sam Hammad

Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory, and the government over the past three years. To continue to grow, Sam is continuing his education and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.

Sam Hammad

Financial Analyst

Sam Hammad

Sam Hammad

Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory, and the government over the past three years. To continue to grow, Sam is continuing his education and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.

Our Founder

Simon Sabat

Simon Sabat, B.Sc.

Founder & President

A driving force in the benefits industry for more than 30 years, Simon founded The Consulting House in 1985 after recognizing the large gap in expertise and service between large corporations and small- to medium-sized companies. Simon believed that every company, big or small, deserves superior service and a high return on their benefit dollars.

Simon pioneered excellence in the design, implementation and management of enhanced and cost-effective benefits and Pensions programs. The Consulting House is based on his business philosophy to give all clients sound, competent advice that yields immediate and sustainable enhancements as well as cost reductions in their benefit programs.

Simon’s groundbreaking strategies have been used by leading organizations across all segments of the business world, and that have been profiled in Benefits Canada and The Globe and Mail.

Simon’s insight and expertise have also been featured in a number of articles outlining leading-edge benefits strategies and their impact on corporations. Some articles include “Disabling premiums” (Benefits Canada), “More comments on taxable benefits” (The Globe & Mail), and “Is it time to scrap STD?”(Benefits Canada).

Over the years, he has amassed a long list of clients in both the public and private sectors in Canada, the U.S. and abroad. In addition to a B.Sc. degree from McMaster University, Simon has successfully completed many professional and employee benefits courses. Simon’s depth of benefit knowledge, financial expertise, hard work and mentoring created a rock-solid foundation for The Consulting House that continues to inspire our success every day