In this edition of “Take 5 For Wellness,” you’ll find information and insights shared by BA advisors, special contributors, and committees within the BA.
We hope you enjoy reading this month’s newsletter and appreciate any feedback you would like to share.
Employment Insurance (EI) Maximum Increasing – Effective January 1, 2026
The federal government has announced updated Employment Insurance (EI) rates and maximums effective January 1, 2026. These changes may impact insured contracts that include Short Term Disability (STD) benefits.
Turning Data into Decisions
Enhanced reporting gives plan sponsors clearer insights into member behaviour, helping them improve plan design and support better financial outcomes, especially as Canadians remain cautious but gradually more confident about their finances.
The Here and Now of Pharmacogenetic Testing
Pharmacogenetic testing uses a simple DNA swab to identify which medications will work best for each person, reducing trial and error, prescribing and lowering plan costs. It delivers strong ROI, improves recovery times, and is increasingly being built into benefits plans as a proactive, one‑time diagnostic tool that supports safer, more effective treatment choices.
Top 5 Articles of 2025
In case you missed it, here are the top five articles in 2025:
Say “I do” to spousal RRSPs – (3 -4 minutes)
How to support employees living with obesity – (8 -10 minutes)
The pros and cons of going to market – (4 -5 minutes)
Training unlocks improved mental health – (4 – 5 minutes)
Thinking outside the (neurotypical) box – (5 – 7 minutes)